Allahumma inni aoudhu bika minal agizi, wal kasali, wal jubni wal Harami, wal buQhuli, wa aoudhu bikka min aDhabil Khabari, wa aouDhu bika min fitnatil mahya ya wal mamati
O Allah! I seek refuge in You from helplessness (to do good), indolence, cowardice, senility, and miserliness; and I seek Your Protection against the torment of the grave and the trials of life and death[Muslim].